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It was a Thursday morning in late May 2009 in the office of the only Loan Modification Expert I was able to find. I had a keen interest in learning more about “Loan Modification”. I spoke with GT Wilson of the Home Loan Crisis LLC. – Tampa, FL.


My impression was that all the red tape and myriad paperwork required by lenders would be too daunting a task for the untrained homeowner to attempt alone.


GT capsulated the foreclosure process down to three succinct points:


1.Avoid Foreclosure


The process that the HLCC uses is GT’s and his associates’ expertise that puts the put the brakes on the foreclosure process by the lender. The government Homeowner’s Relief Packet allows a homeowner in arrears to put a halt to the foreclosure, thereby giving the homeowner time to begin the Loan Modification process.


2.Keeping the Homeowner and Family in their Home


With GT’s expert service, the homeowner and family can stay in their home. Can you think of anything more gut wrenching for parents then trying to explain to the children why they have to leave their happy home within weeks? Well, it doesn’t necessarily have to happen. By negotiating a successful home loan restructure, the family can keep on living in and enjoying their home.


3.Lowering Monthly Mortgage Payments


But the most lasting financial effect of the restructured loan is the third process. Thousands upon thousands of employers and employees are in the most devastating financial downturn in their lifetime.


This economy has caused many hard-working people to be, for the first time, handcuffed by an economy that has affected their pay and income and need foreclosure help.


By bringing a mortgage payment down to an affordable level, this third step creates a meaningful long-term solution for that family’s peace of mind.


GT’s commitment to helping as many people as possible through this crisis was apparent, even though some of my questions tried to get him on other issues. This man gained my respect by the single-mindedness of his refrain of wanting to “help” people in crisis.


During our conversation, I informed him of the results of my searching thousands of websites for governmental information on this loan modification process. I found that unfortunately many of those websites had the .org extension, indicating a not-for-profit agency.


Displaying the trappings of an “official” information source, these extensions typically showed a website that had nothing at all to do with information from the government. GT explained to me that home foreclosures and the home loan crises have led to innumerable questionable business practices, if not outright fraud.


I just had to scratch my head at the number of sites on the internet that made me wonder about the effectiveness of the many laws on the books which are supposed to protect the homeowner.


GT believes that “There should never be an upfront fee, nor should you have to pay for a consultation. That should be free.”


Check out www.HomeLoanCrisisCenter.com and you’ll see that this company considers honesty and integrity above all else. GT rationalizes that “If you do harm to someone you can never count on repeat business or word-of-mouth advertising”, so he strives to excel at conducting business at the highest level of integrity, morals and ethics while providing the best in foreclosure help.


You can also get quite a lot of information by reading the Free Reports.





Charles G. Kellerman


Call the Center’s Tampa Bay, Florida toll free number: 888-273-3144 if your home is in one of the following zip codes:


* 33601 * 33602 * 33603 * 33604 * 33605 * 33606 * 33607 * 33608 * 33609 * 33610


* 33611 * 33612 * 33613 * 33614 * 33615 * 33616 * 33617 * 33618 * 33619 * 33620


* 33621 * 33622 * 33623 * 33624 * 33625 * 33626 * 33629 * 33630 * 33631 * 33633


* 33634 * 33635 * 33637 * 33647 * 33650 * 33651 * 33655 * 33660 * 33661 * 33662


* 33663 * 33664 * 33672 * 33673 * 33674 * 33675 * 33677 * 33679 * 33680 * 33681


* 33682 * 33684 * 33685 * 33686 * 33687 * 33688 * 33689 * 33690 * 33694 * 33646
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see also:

1. Expert Loan Modification help Tampa, FL, 33610

   Headlines are now popping up with news about a loan modification process that is now available for homeowners facing foreclosure. Getting a loan modified is time consuming and involves many rules and regulations which vary greatly between banks and lenders. Foreclosure is not the desired end for either the homeowner or the bank. This [...]…

2. Live in Tampa, FL? A Loan Modification Can Save Your Home

   Too many people have already lost their homes. Many homeowners are suffering right now, threatened or on the brink of foreclosure. Individuals need help to stay in their homes. A loan modification can keep that foreclosure from happening. When a loan is upside down, you owe the lender more than your [...]…

3. If you live in Tampa, Florida say “Yes” to Loan Modification and “No” Foreclosure

   A common misconception is that lending institutions are opposed to granting loan modifications, the reason being that they do not benefit from granting them. But in reality, banks and lender do grant loan modifications. A loan modification is an instrument that stops foreclosure and it is far more financially favorable because a monthly payment is [...]…

4. Selecting the most qualified Loan Modification Help in Tampa, Florida 33610

   -You can negotiate with your lender for a loan modification to save your home. Yes, you can. You can “Do It Yourself”. But are you prepared? Prepared to negotiate? Prepared to comply with all the paperwork requirements and the timelines? Are you prepared to spend hours on the phone on “Hold” listening [...]…

5. How to Stop Foreclosure – Loan Modification is the Fast Way

   Applying for a loan modification in order to stop your home from going into foreclosure can be a lengthy and involved process. The negotiations aren’t always smooth and they take up precious time you need in order to avoid foreclosure and get yourself back in the clear. Your modification request should include a carefully outlined plan [...]…

6. Home owners in Tampa, Florida can lower their mortgage payments by 50% or more

   In some way, directly or indirectly, all of us are affected the current mortgage crisis. Every day the headlines list businesses, great and small, those that have closed, are failing or suffering severe losses. We all know people that have lost their jobs, maybe it was you. Others lost their expected pay raise [...]…

7. Mortgage Crisis – Tampa, Florida 33610

   Most of us are experiencing the worst economic melt-down of our lives and it’s causing a mortgage crisis of unheard of proportions. People need help. Thousands upon thousands who bought their homes before this housing crisis are losing their precious homes every day. The sad news is that this story is continuing to [...]…

read also related posts:

1. Expert Loan Modification help Tampa, FL, 33610

   Headlines are now popping up with news about a loan modification process that is now available for homeowners facing foreclosure. Getting a loan modified is time consuming and involves many rules and regulations which vary greatly between banks and lenders. Foreclosure is not the desired end for either the homeowner or the bank. [...]...

2. Live in Tampa, FL? A Loan Modification Can Save Your Home

   Too many people have already lost their homes. Many homeowners are suffering right now, threatened or on the brink of foreclosure. Individuals need help to stay in their homes. A loan modification can keep that foreclosure from happening. When a loan is upside down, you owe the lender more than [...]...

3. Selecting the most qualified Loan Modification Help in Tampa, Florida 33610

   -You can negotiate with your lender for a loan modification to save your home. Yes, you can. You can “Do It Yourself”. But are you prepared? Prepared to negotiate? Prepared to comply with all the paperwork requirements and the timelines? Are you prepared to spend hours on the phone on “Hold” listening [...]...

4. If you live in Tampa, Florida say “Yes” to Loan Modification and “No” Foreclosure

   A common misconception is that lending institutions are opposed to granting loan modifications, the reason being that they do not benefit from granting them. But in reality, banks and lender do grant loan modifications. A loan modification is an instrument that stops foreclosure and it is far more financially favorable because a monthly payment is [...]...

5. How to Stop Foreclosure – Loan Modification is the Fast Way

   Applying for a loan modification in order to stop your home from going into foreclosure can be a lengthy and involved process. The negotiations aren’t always smooth and they take up precious time you need in order to avoid foreclosure and get yourself back in the clear. Your modification request should include a carefully outlined plan [...]...

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   In some way, directly or indirectly, all of us are affected the current mortgage crisis. Every day the headlines list businesses, great and small, those that have closed, are failing or suffering severe losses. We all know people that have lost their jobs, maybe it was you. Others lost their expected pay raise [...]...

7. Mortgage Crisis – Tampa, Florida 33610

   Most of us are experiencing the worst economic melt-down of our lives and it’s causing a mortgage crisis of unheard of proportions. People need help. Thousands upon thousands who bought their homes before this housing crisis are losing their precious homes every day. The sad news is that this story is continuing to [...]...

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